Health insurance help for Utah residents
Compare Medicare, health insurance marketplace plans and Medicaid in Utah, with a guide for every county and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
What is different about coverage in Utah
Coverage in Utah splits across two systems: Medicaid applications go through medicaid.utah.gov under the Utah Department of Health and Human Services, while ACA plan shopping happens on HealthCare.gov since Utah hasn't built its own exchange. Utah Medical Insurance answers Medicare, ACA, life, and supplemental coverage calls from Utah at no cost.
- File a new Medicaid application or update an existing one at medicaid.utah.gov, the Utah Department of Health and Human Services' enrollment site.
- Utah plan shoppers and anyone checking subsidy eligibility use HealthCare.gov directly -- there's no Utah-run alternative marketplace.
- Utah's SHIP counselors (1-800-541-7735) answer Medicare questions at no charge as a joint program between the Utah Insurance Department and the Division of Aging and Adult Services, apart from what Utah Medical Insurance offers by phone.
Worth knowing: Because Utah's SHIP counselors are staffed through both the Insurance Department and the Division of Aging and Adult Services, coverage reaches every county rather than sitting in one centralized call center -- a structure that carries over into in-person help at local senior centers.
Coverage questions we help Utah residents with
Utah by county
Medicare Advantage plans and marketplace premiums are set county by county, so the plans open to you depend on where in Utah you live. Start with your county.
Major Utah cities
Utah colleges and universities
- University of Utah
- Utah State University
- Weber State University
- Utah Valley University
- Southern Utah University
- Salt Lake Community College
State bird: California Gull
Larus californicus. Utah’s official state bird, shown here as a local touch.
Photo: Polinova (CC BY-SA 4.0), via Wikimedia CommonsCommon Utah questions
Where do I shop for ACA health plans in Utah?
Utah residents shop through HealthCare.gov (federal Marketplace) (https://www.healthcare.gov/utah/). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Utah?
Medicaid in Utah is run through Utah Department of Health and Human Services (DHHS) (https://medicaid.utah.gov). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Utah?
Utah Insurance Department (https://insurance.utah.gov) regulates insurance companies and agents in Utah. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Utah?
Yes. Utah Senior Health Insurance Program (SHIP) (1-800-541-7735) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Utah Medical Insurance cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Utah coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.